Mortgage Center
Need Help Getting Started With Mortgage. Let Us Help You Start.
We can tell you which companies and loan officers in the area that will go the extra mile to provide excellent service to make sure that your transaction closes.
When you are buying a new home or refinancing your present one, it is wise to do some comparison shopping among lenders. A low interest rate isn’t the only criterion by which to evaluate a loan. You should also consider the terms of the mortgage, what your closing costs will be and the reputation of the lender.
We routinely assist buyers when they need a mortgage in order to purchase a home. We know what loan packages are available and the qualifying requirements. The companies with the lowest rates sometimes have very conservative underwriting guidelines, and may not be willing to make loans on certain types of property or to buyers who are marginally qualified.
Our Lenders Want to Say Yes
There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.
Latest Real Estate News
Is Now a Good Time to Buy a Home in Bishop, California?
Deciding to buy a home is about much more than numbers on a spreadsheet. While the financial value of a home can rise and fall over time, the memories created there are truly priceless. Still, [...]
Bishop, CA Area Housing Market Update – Mid-Year 2026
As we approach the halfway point of 2026, the Bishop real estate market continues to demonstrate strength despite higher interest rates and ongoing affordability challenges. While the pace of sales has slowed slightly compared to [...]
Is 2026 the Right Time to Buy a Home?
While the value of a home—and the memories created in it—are “priceless,” purchasing a home is still a significant financial decision, especially given the volatility the housing market has experienced over the past decade. Locally, [...]
Maximizing Your Mortgage: Effective Strategies to Pay Down Your Loan Quicker
In today’s dynamic real estate market, many homeowners are seeking ways to reduce their mortgage debt faster. Paying down your mortgage more quickly not only saves you money on interest but also accelerates your journey [...]
Looking Back On 2022’s Housing Market & Ahead At What 2023 Holds
https://youtu.be/6ddTRyJjBV8 In 2022, home prices in the Eastern Sierra continued the trend set the previous year, with a 6% rise in the median price from $452,500 to $478,000. This brings growth in the [...]
What is Causing the Rise in Mortgage Rates?
Post by Jake Rasmusson, Master of Science Real Estate, e-Pro, RENE Many people are aware that interest rates have risen but the questions I am getting most are why are they going up and [...]
Housing is Slowing, But Not Like Last Time
There are significant signs that the national housing market is cooling off, fueled by rising interest rates and inflation. The downturn may slow down sales and price appreciation; however, the housing market is in a [...]
Interest Rate Impact
As interest rates increase for home buyers, not only does the monthly payment go up, but so does the amount of income needed to qualify to purchase a home. Check out this example to see [...]
5 Kinds of Mortgages: What’s Right for You
Home buying can be a whirlwind and, unless you are a lottery winner or heir to a fortune, likely includes taking out a mortgage. Choosing the right mortgage loan for your budget includes assessing your [...]
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Contact Us Today!
Bishop Real Estate Rasmuson & Associates
370 West Line St. Bishop, CA 93514
Phone: 760-873-4264
Fax: 760-873-4875
mail@bishoprealestate.com