Mortgage Center


Need Help Getting Started With Mortgage. Let Us Help You Start.

We can tell you which companies and loan officers in the area that will go the extra mile to provide excellent service to make sure that your transaction closes.

When you are buying a new home or refinancing your present one, it is wise to do some comparison shopping among lenders. A low interest rate isn’t the only criterion by which to evaluate a loan. You should also consider the terms of the mortgage, what your closing costs will be and the reputation of the lender.

We routinely assist buyers when they need a mortgage in order to purchase a home. We know what loan packages are available and the qualifying requirements. The companies with the lowest rates sometimes have very conservative underwriting guidelines, and may not be willing to make loans on certain types of property or to buyers who are marginally qualified.

Our Lenders Want to Say Yes

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

Contact us and we can help.

Latest Real Estate News

What is Causing the Rise in Mortgage Rates?

October 28, 2022|Comments Off on What is Causing the Rise in Mortgage Rates?

Post by Jake Rasmusson, Master of Science Real Estate, e-Pro, RENE Many people are aware that interest rates have risen but the questions I am getting most are why are they going up and [...]

Housing is Slowing, But Not Like Last Time

July 20, 2022|Comments Off on Housing is Slowing, But Not Like Last Time

There are significant signs that the national housing market is cooling off, fueled by rising interest rates and inflation.  The downturn may slow down sales and price appreciation; however, the housing market is in a [...]

Interest Rate Impact

June 5, 2018|Comments Off on Interest Rate Impact

As interest rates increase for home buyers, not only does the monthly payment go up, but so does the amount of income needed to qualify to purchase a home. Check out this example to see [...]

5 Kinds of Mortgages: What’s Right for You

December 24, 2015|Comments Off on 5 Kinds of Mortgages: What’s Right for You

Home buying can be a whirlwind and, unless you are a lottery winner or heir to a fortune, likely includes taking out a mortgage. Choosing the right mortgage loan for your budget includes assessing your [...]

Mortgage Rates to Rise

December 16, 2015|Comments Off on Mortgage Rates to Rise

The Federal Reserve's announcement Wednesday that it would reduce its bond-buying by $10 billion a month was seen generally as a moderate start to the highly anticipated taper. As such, mortgage rates, which follow bond [...]

U.S. Average on 30-Year Mortgage Rises to 4.29%

December 15, 2015|Comments Off on U.S. Average on 30-Year Mortgage Rises to 4.29%

WASHINGTON -- Average U.S. mortgage rates rose modestly this week, a move that makes home-buying a bit less affordable. Still, rates remain near historically low levels. Mortgage buyer Freddie Mac says the average rate [...]

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Bishop Real Estate Rasmuson & Associates
370 West Line St. Bishop, CA  93514

Phone: 760-873-4264

Fax: 760-873-4875